ONE REWARD ECOSYSTEM

Your everyday spending can lead to more rewards.

Earn NQ Points, discover Reward Vouchers and find more places to enjoy them.

Food
Beauty
Art
NQ Marketplace
NQ Points Balance1,280 NQ

Discover rewards across participating businesses

10% OFFCustom Wallpaper
RM10 OFFFood & Retail
01 · CUSTOMER

You spend every day. But what do you get back?

Spending ends after payment

Food, products and services often give you nothing more.

Rewards stay in one shop

Traditional loyalty rewards may only work where they started.

Useful offers are hard to find

Great rewards and participating businesses can be easy to miss.

Shopper scanning an eligible formal receipt
NQ WALLET+ NQ PointsNQ Marketplace
NQ CUSTOMER JOURNEY

Shop anywhere. Keep your receipt. Earn NQ Points. Discover rewards.

Shop AnywhereKeep Formal ReceiptScan / Submit ReceiptEarn NQ PointsBrowse NQ MarketplaceChoose Reward VoucherVisit Participating Merchant

Eligible receipt and reward terms apply.

CUSTOMER COMPARISON

Why Customers Choose NQ

See how NQ expands everyday reward discovery beyond a single store.

Customer ExperienceTraditional Single-Store RewardsNQ

Where can I earn rewards?

Traditional Single-Store RewardsUsually only at that store or brand
NQEligible formal receipts from any shop

Must the shop be an NQ merchant to earn?

Traditional Single-Store RewardsDepends on that reward program
NQNo

What happens to my receipt?

Traditional Single-Store RewardsUsually no reward outside that store’s own system
NQEligible receipts can earn NQ Points

Where can I discover rewards?

Traditional Single-Store RewardsUsually within that same store or brand
NQNQ Marketplace

Reward choices

Traditional Single-Store RewardsMostly one store or brand
NQReward Vouchers from different participating NQ merchants and categories

Discover other businesses?

Traditional Single-Store RewardsLimited
NQYes — through NQ Marketplace

Main benefit

Traditional Single-Store RewardsMainly loyalty to one store
NQMore places. More reward choices.

Shop anywhere. Keep your receipt. Earn NQ Points. Discover Reward Vouchers from participating NQ merchants.

Start Earning NQ Points
NQ SOLUTION

NQ turns everyday spending into more possibilities.

Receipt
NQ Points
Marketplace
Reward Voucher
Participating Business

NQ Points are rewards within the NQ ecosystem, not cash. Eligible reward terms apply.

MORE PLACES · MORE POSSIBILITIES

Earn Points. Discover Rewards.Enjoy More Participating Businesses.

Follow the journey from an eligible receipt to rewards at other participating businesses.

1

Shop & Get Receipt

Shop anywhere and keep your eligible formal receipt.

2

Scan Receipt

Submit your receipt in NQ.

3

Earn NQ Points

Eligible receipts can add NQ Points.

4

Discover Rewards

Explore Reward Vouchers from participating businesses.

5

Redeem & Enjoy

Select an eligible voucher and visit another participating merchant.

Shop anywhere. Keep your receipt. Earn NQ Points. Discover Reward Vouchers from participating NQ merchants.

What customers can do

Scan & EarnTurn eligible receipts into NQ Points.
More ChoicesDiscover different participating businesses.
More RewardsUse NQ Points to access eligible Reward Vouchers.
Discover New PlacesFind businesses you may not have visited before.
NEW FEATURE

More Than Rewards — Understand Your Money Better

Track spending. See what you saved. Build better habits.

Qualifying verified receipt spending can contribute to your monthly expense view, helping you compare income, spending budget and savings target in one place.

Explore My Savings
Shopping receipt and NQ rewards leading to a My Savings dashboard with a happy cat
02 · MERCHANT

Running a business is hard when customers don’t know you exist.

RM

Advertising costs come first

It can be difficult to know which exposure will lead to interest.

Vouchers reach familiar audiences

Traditional offers often circulate among existing customers.

?

Discovery is difficult

Potential customers may not know your business or offers exist.

Attention is competitive

Small businesses compete for visibility every day.

Local merchant welcoming a customer who discovered an offer
NQ MarketplaceReward Voucher
NQ FOR BUSINESS

Give NQ users another reason to discover your business.

Someone who has never visited your business may earn NQ Points from everyday spending elsewhere, discover your Reward Voucher in NQ Marketplace, and then have a reason to visit your business.

Your BusinessCreate Reward VoucherNQ MarketplaceNQ User Discovers ItCustomer Has a Reason to Visit
MERCHANT COMPARISON

Why Merchants Choose NQ

For Your BusinessTraditional Own-Store RewardsNQ

Who usually sees your rewards?

Traditional Own-Store RewardsMainly your own existing customers
NQNQ users browsing the Marketplace

What about users who earn rewards elsewhere?

Traditional Own-Store RewardsUsually unrelated to your business
NQThey can discover your Reward Voucher

Voucher purpose

Traditional Own-Store RewardsMainly bring existing customers back
NQRetention + discovery opportunity

Shared Marketplace exposure

Traditional Own-Store RewardsUsually no shared marketplace
NQReward Voucher can appear in NQ Marketplace

Cross-business discovery

Traditional Own-Store RewardsLimited
NQBuilt into the NQ ecosystem

Guaranteed new customers?

Traditional Own-Store RewardsNo
NQNo — NQ creates discovery opportunities, not guarantees
DISCOVERY IN ACTION

Give NQ users another reason to discover your business.

Merchant Benefits

Reach More NQ UsersLet NQ users discover your business.
Promote with Reward VouchersCreate offers that can appear in NQ Marketplace.
Increase DiscoveryGive more users a reason to notice your business.
Encourage VisitsTurn reward discovery into an opportunity for a real visit.
Customer discovering a participating merchant
Customer shops anywhereGets eligible receiptEarns NQ PointsBrowses NQ MarketplaceSees YOUR Reward VoucherVisits YOUR BUSINESS

Discovery creates an opportunity for a visit — never a guarantee.

NQ FOR BUSINESS

Give NQ users another reason to discover your business.

Merchant
Creates Reward Voucher
NQMarketplace
NQ user discovers it
Customer has a reason to visit
Create your own Reward VouchersAppear in the NQ MarketplaceHelp NQ users discover your businessGive customers another reason to visit
BEYOND YOUR EXISTING AUDIENCE

Your voucher is not only for people already inside your shop.

NQ users who earn points elsewhere can discover your Reward Voucher and your business.

Why Merchants Benefit

Reach More NQ UsersLet NQ users discover your business.
Promote with Reward VouchersCreate offers that appear in NQ Marketplace.
More Discovery OpportunitiesGive NQ users another reason to notice your business.
Encourage VisitsTurn reward discovery into an opportunity for store visits.
Customers with eligible receipts from any shopNQ MarketplaceYour Reward VoucherYour Business

Customers who earn NQ Points elsewhere can discover your Reward Voucher in NQ Marketplace.

NQ MARKETPLACE

Rewards worth noticing

A Marketplace designed to showcase offers from many kinds of participating Malaysian businesses.

HOME & LIVING

10% OFF Custom Wallpaper

10%
ART & DESIGN

RM50 OFF Canvas Art

RM50
PRINTING

RM10 OFF Die-Cut Sticker

RM10
BEAUTY

Beauty Care Reward

FOOD

Food & Drink Offer

RETAIL

Retail Member Reward

Illustrative Marketplace preview

Customer

Without NQSpend → payment ends
With NQSpend → NQ Points → discover rewards

Merchant

Without NQPromotion → familiar audience
With NQReward Voucher → NQ Marketplace → opportunity for discovery
FOR MERCHANTS

Give more NQ users a reason to discover your business.

Create Reward Vouchers and help participating NQ users find your business.

Join as a Merchant